Secure Online interactive application in English and Spanish that pre-approves customers on-line instantly, based on Dealer defined credit criteria such as minimum credit score, minimum high credit, and time on credit report etc.
This is a secure ‘call to action’ that provides the consumers an instant decision and gives the dealer the ability to control the pre-approval process. Spanish version engages a broader customer base.
Certificate of Compliance for Security Standards and Audit Procedures
Ensures the highest security standards in the industry. Encryption at the system database level is one example.
Online credit application tied to specific sales person.
Allows traditional floor sales people to migrate their customers to the Internet without losing control of customer to the Internet department.
Online credit application contains built in address verification & age verification
During application submission, verifies the consumer address is a valid address, automatically makes error corrections or displays message to consumer they must put in a valid address. Prohibits submission of erroneous applications to dealers and will not allow applicants under the age of 18 to apply.
Customer Call-Back Service – Automated home-phone voicemail customer service message within 15 minutes of application submitted.
This assures the customer the application has been received and prompts them to call the dealership to provide additional information.
Blogging - Email – Blogging and Email communication tools between consumer and dealer.
Instant communication tools for consumers and dealers to interact with, dramatically enhancing contact response times.
ADF standard XML integration to Dealer’s CRM.
Instantly pushes consumers contact and vehicle request information into Dealer CRM for timely response to highest qualified leads.
Route One and DealerTrack Integration – pushes credit applications into loan aggregation system.
Maintaining a secure, streamline application process. No re-keying credit applications, assists with Red Flag Compliance.
Import of Secure Credit Applications from subscribed portals. (Example = Cars.com)
Allows Dealers to promote their specific secure application link anywhere on internet giving them the ability to retrieve and manage all applications from one location.
ADF standard XML integration from Dealer’s Inventory data provider. (Ties specific vehicle to credit app)
Inventory data provider has the ability to append the VIN to a consumer application tying the specific vehicle information to the consumers application.
Internet Lead Management System – Manage user access rights, integration of leads, applications, credit reports, inventory, desking, dealer and lender credit tier filters and management reports. Workflow includes contact management, email and mobile text notifications, alerts and escalations.
Bridges the gap between sales and finance departments at the point of sale, matching the consumer’s application, credit file with the vehicles they have in stock, and to create a structure to match consumer needs.
Red Flag, GLB and FCRA Compliance Management - Includes Disclaimers, Privacy/Security Policies, consumer certification/authorization statements. Secure environment for retrieving, adding co-signers, co-applicants, modifying or auditing credit applications.
Red Flag compliance work queue driven by credit report data identity theft alerts and notifications. Allows the dealer the ability to manage, update, and track changes during the application process in a secured environment.